Never Miss a Refinance Opportunity

Get personalized alerts when mortgage rates drop enough to make refinancing profitable for your specific loan.

Current 30-Year Fixed Rate

6.19%

Week ending Dec 04, 2025

How RateTrack Works

Set up your mortgage profile once and let us monitor the market for profitable refinance opportunities.

Tell us about your current loan: balance, rate, start date, and refinance preferences.

Our system tracks national mortgage rates weekly and runs personalized calculations for your loan.

Receive email notifications only when refinancing makes financial sense for your situation.

See your mortgage details, refinance analysis, and alert settings all in one place

Click to enlarge

30-Year Fixed Rate Mortgage trends over the last decade

Calculations based on your actual loan details, not generic estimates.

Adjust all variables with sliders to explore different refinance scenarios.

Only get notified when refinancing meets your savings and break-even criteria.

Automatic rate updates from industry sources every week, no manual checking required.

See exactly when refinancing pays off based on closing costs and monthly savings.

Test different savings targets and thresholds to find your ideal alert settings.

Stay informed about mortgage market trends and RateTrack updates

Market analysis, rate forecasts, and platform updates will appear here.

Join thousands of homeowners who never miss a refinance opportunity.